Barclays JetBlue Premier Card

Quick Snapshot

• Annual Fee: $499 ($150 per authorized user)
• APR: 20.24%–29.99% variable
• Rewards: 6x on JetBlue/Paisly, 2x restaurants/grocery, 1x everything else
• Bonus: 70,000 points + 5 Mosaic tiles after $5,000 spend in 3 months
• Best For: Elite JetBlue flyers, frequent lounge users, premium travel
• Credit Needed: Good to Excellent (690+)

Overview

The JetBlue Premier Card is the airline's flagship premium credit card, designed for serious JetBlue loyalists who fly frequently and value premium airport experiences. With a $499 annual fee, this card positions itself as a luxury travel companion offering benefits that rival cards from major international carriers.

What sets the Premier apart is its comprehensive lounge access program. Cardholders enjoy unlimited access to JetBlue lounges at JFK Terminal 5 and Boston Logan, plus Priority Pass membership with access to over 1,500 lounges worldwide. Combined with accelerated earning rates, Mosaic status benefits, and premium travel protections, this card transforms your JetBlue experience into something truly premium.

The 70,000-point welcome bonus plus 5 Mosaic qualifying tiles gives you a head start toward elite status while the ongoing perks—including anniversary bonuses, inflight discounts, and premium insurance coverage—ensure the card delivers value year after year for frequent flyers.

APR Breakdown

• Purchase APR: 20.24%–29.99% variable
• Balance Transfer APR: 0% intro APR for 12 months on balance transfers made within 45 days of account opening, then 20.24%–29.99% variable
• Cash Advance APR: 29.99% variable
• Penalty APR: None specified
• Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater

Note: Standard APR for premium airline cards. The card's value comes from travel benefits rather than financing features.

Benefits Overview

Travel Benefits

• JetBlue Lounge Access: Unlimited access to JetBlue lounges at JFK Terminal 5 and Boston Logan for cardholder + 2 guests
• Priority Pass: Membership with unlimited visits to 1,500+ lounges worldwide for cardholder + 2 guests
• 6x TrueBlue points on JetBlue purchases (flights, vacation packages, extras)
• 6x TrueBlue points on Paisly luxury travel bookings
• 2x TrueBlue points on restaurants and grocery stores
• Free first checked bag for you and up to 3 companions on same reservation (saves $35+ per bag per flight)
• 50% discount on eligible inflight food and beverage purchases
• Get 15% of points back on JetBlue Award Flights (vs 10% on other cards)
• 10,000 bonus points every account anniversary (worth ~$100)
• $200 annual statement credit for JetBlue Vacations packages ($200+)
• Preferred boarding
• No foreign transaction fees
• Premium trip cancellation/interruption insurance
• Trip delay insurance (6+ hours or overnight stay)
• Baggage delay insurance (6+ hours)
• Lost luggage reimbursement
• Auto rental collision damage waiver (primary coverage)
• Emergency medical and dental coverage while traveling

Everyday Benefits

• Purchase protection against damage or theft
• Extended warranty protection (adds 1 year)
• Return protection for items you can't return to merchants
• Points never expire while account is open and in good standing
• Zero fraud liability protection
• 24/7 premium customer service with expedited assistance
• Concierge services for travel planning and reservations

Lifestyle Benefits

• No blackout dates on award flights
• Redeem points for JetBlue flights and vacation packages
• Access to exclusive cardholder offers and promotions
• Special Mosaic-level benefits and priority services

Mosaic Status Path

• Earn 5 Mosaic qualifying tiles as part of welcome bonus
• Mosaic benefits include: priority boarding, free same-day changes, expedited security, dedicated customer service, bonus points earning, and more
• Tiles help you achieve or maintain Mosaic status (requires 30 tiles or 15,000+ base points annually)

Rewards & Earning Structure

• 6x points per dollar on JetBlue purchases (flights, vacation packages, extras)
• 6x points per dollar on Paisly luxury travel bookings
• 2x points per dollar at restaurants
• 2x points per dollar at grocery stores
• 1x point per dollar on all other purchases
• 15% points back on JetBlue-operated Award Flights (vs 10% on other cards)
• No caps or limits on points earned
• Points never expire as long as account is open and in good standing
• Redemption: JetBlue flights with no blackout dates, vacation packages

JetBlue TrueBlue points are valued at approximately 1 cent per point, making the 6x earning rate on JetBlue purchases equivalent to 6% back and the 2x rate on dining/groceries equivalent to 2% back.

Welcome Bonus

Earn 70,000 bonus points plus 5 Mosaic qualifying tiles after spending $5,000 on purchases within the first 3 months of account opening and paying the annual fee.

This is JetBlue's most generous welcome offer. The 70,000 points are worth approximately $700 in JetBlue flights, easily covering the first year's annual fee. The 5 Mosaic tiles give you a significant head start toward the 30 tiles needed for Mosaic status, which provides elite benefits like priority boarding, free same-day changes, and bonus earning. Combined, this welcome package delivers over $1,000 in value when you factor in the tiles' contribution to status qualification.

Fees Summary

• Annual Fee: $499 (not waived first year)
• Authorized User Fee: $150 per authorized user (includes lounge access)
• Foreign Transaction Fee: $0
• Balance Transfer Fee: Either $5 or 5% of the amount transferred, whichever is greater
• Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
• Late Payment Fee: Up to $40
• Returned Payment Fee: Up to $40

Who This Card Is Best For

Ideal For

• Frequent JetBlue flyers who fly 6+ times per year
• Business travelers in JetBlue markets (NYC, Boston, Florida, Caribbean)
• Lounge enthusiasts who value premium airport experiences
• Families traveling together (free bags + lounge access for guests)
• Those pursuing Mosaic status (5 welcome tiles accelerate qualification)
• Caribbean vacation travelers (extensive JetBlue network + vacation credit)
• Premium dining and grocery spenders who want 2x on everyday categories
• International travelers through JFK (JetBlue lounge + Priority Pass)

Not Good For

• Occasional travelers who fly less than 4-6 times per year
• West Coast flyers (limited JetBlue service outside Northeast/Florida)
• Those seeking flexible transfer partners (points only redeem with JetBlue)
• Budget travelers who won't maximize the $499 annual fee
• Those wanting multiple transfer options (locked to JetBlue ecosystem)
• Balance carriers (high APR makes carrying balances expensive)
• Those who don't value lounge access (major cost component)

Key Pros & Cons

Pros

• Unlimited JetBlue lounge access at JFK Terminal 5 and Boston Logan for cardholder + 2 guests
• Priority Pass membership with access to 1,500+ lounges worldwide for cardholder + 2 guests
• Strong 6x earning rate on JetBlue and Paisly purchases (equivalent to 6% back)
• 2x points on restaurants and grocery stores (valuable everyday categories)
• 70,000-point welcome bonus plus 5 Mosaic qualifying tiles
• Free first checked bag for you and up to 3 companions (saves $140+ per round trip for families)
• 50% discount on eligible inflight food and beverage purchases
• $200 annual statement credit for JetBlue Vacations packages ($200+)
• 10,000 bonus points every account anniversary (worth ~$100)
• Get 15% of points back when redeeming for JetBlue Award Flights
• Premium travel insurance including primary rental car coverage
• No blackout dates on award flight redemptions
• Preferred boarding and Mosaic-level perks
• No foreign transaction fees

Cons

• High $499 annual fee (not waived first year)
• $150 fee per authorized user
• Limited value if you don't fly JetBlue frequently (6+ times annually)
• Points can only be redeemed for JetBlue flights and vacation packages (no transfer partners)
• High variable APR (20.24%–29.99%) if carrying a balance
• JetBlue route network limited compared to major carriers (primarily East Coast/Caribbean)
• $200 vacation credit requires booking a package ($200+ minimum)
• Lounge access only valuable if you travel through JFK or Boston frequently
• Must spend $5,000 in 3 months to earn welcome bonus (higher than Plus/base cards)

Alternatives to Consider

How the Rewards Add Up

Example Annual Value

Assuming you fly JetBlue 8 times per year and spend $24,000 annually:

First Year Total Value: $4,480
Ongoing Annual Value: $3,580

Minus $499 annual fee = $3,081 net annual value (after first year)

The lounge access alone provides over $2,100 in value for families who utilize both JetBlue and Priority Pass lounges. Combined with free checked bags, vacation credits, and accelerated points earning, this card delivers exceptional value for frequent JetBlue travelers who maximize its benefits.

Should You Get This Card?

You Should Get It If...

• You fly JetBlue 6+ times per year and regularly travel through JFK or Boston
• You value premium lounge experiences and will use both JetBlue and Priority Pass lounges
• You travel with family/companions and value free checked bags for up to 3 people
• You spend significantly on dining and groceries (maximize 2x earning)
• You're pursuing or maintaining JetBlue Mosaic elite status
• You're planning multiple JetBlue vacation packages annually (get $200 credit)
• You want the highest earning rate available on JetBlue purchases
• You appreciate premium travel insurance including primary rental car coverage
• You prefer a comprehensive premium airline card experience

You Should Skip It If...

• You fly JetBlue less than 6 times per year (won't justify $499 fee)
• You rarely travel through JFK or Boston (limited JetBlue lounge value)
• You want flexible travel rewards that transfer to multiple airline/hotel partners
• You're looking for a more affordable JetBlue option (consider Plus at $99)
• You need extensive route coverage beyond JetBlue's network
• You carry balances month-to-month (20–30% APR is expensive)
• You don't value lounge access or premium airport experiences
• You prefer cards with broader airline/hotel redemption options

Apply Now

Apply for JetBlue Premier Card

Information accurate as of December 2025. Terms and conditions apply. Please visit the issuer's website for the most current information.