Terms of Service

Terms of Use Last Updated: December 4, 2025 Acceptance of Terms Welcome to 67CREDIT (the "Site"). This Site is owned and operated by 67CREDIT ("Company," "we," or "us"). By accessing or using the Site, you ("you" or "User") acknowledge that you have read, understood, and agree to be bound by these Terms of Use (these "Terms") as well as our Privacy Policy. If you do not agree with these Terms or the Privacy Policy, you should not access or use the Site. Eligibility and U.S. Use Only This Site and its content are intended for individuals located in the United States who are 18 years of age or older. By using the Site, you represent and warrant that you meet these eligibility requirements. The Company makes no representations that the Site is appropriate or available for use in locations outside the U.S. Access to the Site from jurisdictions where the content is illegal is prohibited. Users who choose to access the Site from outside the U.S. do so on their own initiative and are responsible for compliance with local laws. Use of Site and Conduct You agree to use 67CREDIT for lawful purposes only and in a manner consistent with these Terms and applicable laws and regulations. Prohibited activities include, but are not limited to: Using the Site in a way that violates any applicable federal, state, or local law or regulation. Attempting to gain unauthorized access to any portion of the Site, other users’ accounts, or any systems or networks connected to the Site (for example, through hacking, password mining, or any other illegitimate means). Engaging in any conduct that could disable, overburden, damage, or impair the Site (such as a denial-of-service attack) or interfere with any other party’s use of the Site. Posting or transmitting any malicious code, viruses, worms, Trojan horses, or other material that is technologically harmful or designed to disrupt the functionality of any software or hardware. Using any robot, spider, scraper, or other automated means to access the Site for any purpose without our express written permission. (Exception: Public search engine operators may use spiders to copy materials from the Site solely to create publicly available searchable indices, with the right to retract this permission as stated in robots.txt if applicable.) We reserve the right to terminate or restrict your access to the Site, without notice, if you engage in any of the prohibited activities or otherwise violate these Terms. We also reserve the right to take appropriate legal action for any illegal or unauthorized use of the Site. Intellectual Property and Content Ownership All content and materials available on the Site – including but not limited to text, articles, blog posts, graphics, logos, icons, images, audio clips, videos, and software – are the property of 67CREDIT (or its content suppliers) and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. The "67CREDIT" name and logo are trademarks/service marks of 67CREDIT. You are granted a limited, non-exclusive, revocable license to access and use the content on the Site for your personal, non-commercial use only. Except as expressly permitted by us in writing, you may not reproduce, distribute, modify, create derivative works from, publicly display, perform, republish, download, store, or transmit any of the material on our Site. You also may not remove or alter any copyright, trademark, or other proprietary rights notices from copies of content. All rights not expressly granted to you in these Terms are reserved by the Company and/or the respective rights holder. No Financial or Professional Advice All information provided on 67CREDIT is intended for general informational and educational purposes only. We are not a credit bureau, credit repair organization, financial advisor, or law firm, and we do not offer professional financial, legal, or tax advice. The content on our Site, including articles, tools, and recommendations, should not be seen as a substitute for advice from a licensed professional who understands your individual circumstances. You should consult a qualified financial advisor or other professional before making any decisions based on information you find on this Site. Your use of any information on the Site is at your own risk. We make no guarantees as to the accuracy, completeness, or timeliness of the information, and we will not be responsible for any errors or omissions or any outcomes related to your use of such information. Affiliate Links and Advertising We may include affiliate links or paid advertisements on our Site. This means that if you click on certain links or ads and then make a purchase or sign up for a service, we might earn a commission or referral fee. These commissions help support the operation of the Site (for more details, see our FTC Affiliate Disclosure and Advertising Disclosure – How We Make Money pages). However, the presence of these links or ads does not constitute an endorsement by us of any third-party website, product, or service. We do not guarantee the quality or accuracy of information on any third-party sites. You agree that we are not responsible or liable for any content, products, services, or actions of any third-party websites. Any engagement or transaction you undertake with external sites or providers is solely between you and that third party, and you do so at your own discretion and risk. Third-Party Content and Links 67CREDIT may feature content supplied by third parties (for example, a guest post or a quote from an industry expert) and may include links to external websites for your convenience or additional information. While we strive to provide links to reputable and relevant sources, we have no control over the content or resources of linked sites, and we are not responsible for the availability or accuracy of those external resources. If you follow a link to any third-party website, be aware that those sites have their own terms and policies. Visiting third-party sites via links from our Site is at your own risk, and you should review the terms and privacy practices of any third-party site you visit. Disclaimer of Warranties 67CREDIT is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, the Company disclaims all warranties of any kind, whether express or implied, regarding the Site and its content. This includes, but is not limited to, any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranties that may arise from course of dealing or course of performance. We do not warrant that the Site will be available at any particular time or location, that access will be uninterrupted or secure, or that the Site will be free of viruses, malware, or other harmful components. While we endeavor to provide accurate and reliable information, we make no warranty or representation about the completeness, reliability, or timeliness of the content on the Site. Your use of the Site and any content obtained through it is at your own discretion and risk. Limitation of Liability To the maximum extent permitted by law, 67CREDIT (doing business as 67CREDIT), including its owners, officers, employees, and affiliates, shall not be liable for any indirect, incidental, consequential, special, or punitive damages (including, without limitation, damages for lost profits, revenue, goodwill, data, or other intangible losses) arising out of or in connection with your use of (or inability to use) the Site or reliance on any information on the Site. This limitation of liability applies to any theory of liability (whether in contract, tort, negligence, strict liability or otherwise) and regardless of whether we have been advised of the possibility of such damages. In particular, we will not be responsible for: (a) any access issues, inaccessibility, or poor performance of the Site, or any interruption or cessation of transmission to or from the Site; (b) any bugs, viruses, malware, or other harmful code that may be transmitted to or through our Site by any third party; (c) any errors or omissions in any content or for any loss or damage incurred as a result of using any content posted, emailed, or otherwise made available via the Site. In no event shall our total cumulative liability to you for any and all claims arising from your use of the Site exceed the amount (if any) that you have paid to us for such use in the twelve (12) months immediately preceding the event giving rise to the liability. Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for certain types of damages, so some of the above disclaimers or limitations may not apply to you. In such jurisdictions, our liability will be limited to the greatest extent permitted by law. Indemnification You agree to defend, indemnify, and hold harmless 67CREDIT (and its affiliates, and their respective owners, directors, officers, employees, and agents) from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms, your misuse of the Site, or your violation of any law or the rights of any third party. This means that if a third party makes a claim against us because of something you did, you will be responsible for any costs or damages we incur as a result, to the fullest extent permitted by law. Modifications to the Site and Terms We reserve the right to modify, suspend, or discontinue any part of the Site at any time, with or without notice. We also may update these Terms from time to time. If we make changes to the Terms, we will post the revised Terms on this page and update the "Last Updated" date. It is your responsibility to review these Terms periodically for any changes. Your continued use of the Site after changes have been posted constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must stop using the Site. Governing Law and Disputes These Terms and any disputes arising out of or related to your use of the Site (including any arising from or relating to our Privacy Policy or other policies) shall be governed by and construed in accordance with the laws of the State of Texas, USA, without regard to its conflict of laws principles. By using this Site, you agree that any legal action or proceeding between you and the Company shall be brought exclusively in a federal or state court of competent jurisdiction located in Dallas County, Texas, and you consent to the exercise of personal jurisdiction by and venue in such courts. If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable from the remaining Terms and will not affect the validity and enforceability of any remaining provisions. Entire Agreement These Terms (together with our Privacy Policy and any other legal notices or guidelines posted on the Site) constitute the entire agreement between you and 67CREDIT regarding your use of 67CREDIT, and supersede any prior or contemporaneous understandings and agreements between us with respect to the subject matter hereof. Any waiver of any provision of the Terms will be effective only if in writing and signed by an authorized representative of 67CREDIT. The failure of the Company to enforce any right or provision in these Terms shall not constitute a waiver of such right or provision. Contact Information If you have any questions about these Terms of Use, or need to contact us for any reason, please reach out to us at: 67CREDIT 4848 Lemmon Ave STE 420 Dallas, TX 75219 USA