Advertising Disclosure

Advertising Disclosure – How We Make Money 67CREDIT is committed to providing useful credit and personal finance information free of charge to our users. In order to keep our content and tools free, we have financial relationships with some of the companies mentioned on our Site. This section explains how we earn money and how we ensure those relationships do not compromise our editorial integrity. How We Generate Revenue: Affiliate Partnerships: Many of the product or service recommendations on our Site are accompanied by affiliate links. When you click on an affiliate link on 67CREDIT and subsequently sign up or make a purchase, we may receive a commission from the company. These commissions are paid by the third-party companies — never by you. You pay the same price (or sometimes even get a discount) by using our links, and your support through these commissions helps fund our website operations. Sponsored Content: On occasion, we may publish content that is created in partnership with an advertiser or sponsor. This might be in the form of a sponsored article or a product review that a company has paid us to write about. Whenever content is sponsored or we receive compensation to feature certain material, we will clearly disclose that the content is sponsored or paid for, so you know it’s promotional in nature. Our policy is to label sponsored content prominently (for example, with titles like "Sponsored", "Advertisement", or a clear statement in the article). Advertisements (Ads): You might see display ads on our Site (such as banner ads or sidebar ads). We may earn money based on ad impressions or clicks. These ads might be delivered by advertising networks or partners and will be visibly distinguishable as advertisements. We do not control the specific ads you see (they may be based on your browsing activity or randomized by the ad network), but we do strive to only partner with ad providers that serve relevant and quality ads. Any advertisements will be identified by phrases like "Advertisement," "Ads by [Network]," or similar cues. Editorial Independence and Integrity: While we make money through the methods above, our editorial content is independent. The opinions and analyses on 67CREDIT are those of our team of writers and editors. We maintain a strict separation between our content creation process and any revenue considerations. Advertisers and affiliate partners do not direct or dictate our content. We often review or mention products and services for which we have no affiliate relationship at all, simply because we think they could be helpful to readers. Even when we do have a financial partnership, we will give our honest assessment — including both the positives and negatives — of that product or service. Our goal is to provide trustworthy advice and information. We believe that maintaining your trust through unbiased content is paramount; in the long run, our reputation depends on it. Transparency to Our Users: Transparency is a core value for us. We want you to understand exactly how we benefit when you use our Site. Here’s what we do to keep things clear: We provide this Advertising Disclosure page (and our FTC Affiliate Disclosure page) to explain our monetization methods in detail. Within our articles or reviews, when applicable, we may remind readers that we have affiliate partnerships (e.g., by stating "we may earn a commission if you sign up through this link"). We label sponsored content or advertisements conspicuously, so you can distinguish them from our regular editorial content. We avoid jargon or confusing terms in our disclosures. We tell you in straightforward language that we make money if you use our links to buy products or services. Despite these partnerships, we want to emphasize that your trust comes first. We appreciate that you choose to read our content, and we want you to feel confident that you’re getting reliable information. The compensation we receive from partners is a way to support our work, not the reason for our work. Whether a particular company pays us or not, our reviews and recommendations are driven by research and subject-matter expertise, not by payment. Your Responsibility and Further Disclaimers: We encourage you to do your own due diligence before deciding to sign up for any product or service we mention. While we aim to provide accurate and up-to-date information, the marketplace can change (companies may alter rates, terms, offers, etc.). You should always read the fine print on the third-party sites and make sure a product is right for your specific situation. Also, nothing on 67CREDIT is personal financial advice. It’s informational content to help guide you, but it’s not tailored to your individual circumstances. Please consider consulting a certified financial advisor for advice tailored to your needs. By using our Site, you acknowledge that any reliance on our content or links is at your own risk. If you have any questions about how 67CREDIT makes money or any suggestions on how we can be more transparent, we welcome your feedback. Contact us at the address below, and we’ll be happy to clarify our policies or hear your concerns. Thank you for supporting our mission to provide free and helpful content. Contact (for Disclosure Inquiries): 67CREDIT 4848 Lemmon Ave STE 420 Dallas, TX 75219 USA