Editorial Guidelines
Last reviewed May 13, 2026
Our purpose
67.credit exists to give Gen Z and young professionals plain-language, trustworthy credit-card recommendations. Every card review, roundup, and comparison on this site is written for one job: helping someone under 35 pick a card they will actually use and benefit from.
How we evaluate cards
Every card review on 67.credit is assessed across five weighted criteria. The weights reflect what matters most for a Gen Z and young-professional audience.
| Criterion | Weight | What we measure |
|---|---|---|
| Rewards value | 30% | Estimated annual rewards based on a benchmark spend profile |
| Fees and costs | 25% | Annual fee net of value, penalty APR, foreign transaction fees, balance transfer fees |
| Welcome bonus | 15% | Dollar value of the bonus relative to spending requirement and timeframe |
| Benefits and perks | 15% | Cell phone protection, purchase protection, travel insurance, lounge access, statement credits |
| Accessibility | 15% | Credit score requirement, ease of approval, suitability for first-time applicants |
Our independence
67.credit earns affiliate commissions when readers apply for a card through our site. Our agreements with affiliate networks compensate us per approved application. No issuer or affiliate network reviews our content before publication. Compensation does not influence how we rank cards, the scores we assign, the pros and cons we list, or the guidance we publish.
We disclose our affiliate relationships in three places: every Apply button, the site footer, and our advertising disclosure.
Our fact-checking process
For every card review and article, we verify issuer-published rates against the official terms page, date-stamp limited-time offers, spot-check math on rewards estimates, and cite any statutory references. When we find a factual error, we correct it and add an Update note at the top of the affected page.
Update cadence
Card data is re-verified quarterly or within 7 days of a known issuer change. Articles are revisited at least annually with a fresh lastUpdated timestamp. This page is reviewed quarterly.
Corrections policy
If you spot an error, email corrections@67.credit. We acknowledge within 48 hours, correct within 7 days, and add a visible Update note on the affected page.
Contact
Editorial questions: editorial@67.credit | Corrections: corrections@67.credit | General: hello@67.credit