Best Travel Rewards
Get points for flights, hotels, and more. Here are our top picks for 2025.
OUR TOP PICK
American Express
American Express® Gold Card
4.5/5
ANNUAL FEE
$325
APR
21.24%–29.99% variable
WELCOME BONUS
Up to 100,000 Membership Rewards points after $6,000 spend in 6 months
REWARDS
4X points on dining & supermarkets, 3X on flights, 1X on everything else
WHY WE LOVE IT
- ✓Exceptional 4X earning rate on dining and U.S. supermarkets with high annual caps
- ✓Up to $340 in annual statement credits ($120 Uber Cash + $120 dining credits + $100 Resy)
- ✓Up to $84 annually in Dunkin' credits ($7 per month)
- ✓No foreign transaction fees makes it ideal for international travel
- ✓Membership Rewards points transfer to 20+ airline and hotel partners at 1:1 ratio
- ✓Complimentary access to Amex Experiences and exclusive events
- ✓Premium dining benefits through Resy and Global Dining Collection
- ✓Free additional Gold Cards for authorized users
- ✓Purchase protection, extended warranty, and return protection
- ✓Points never expire as long as account is open
MORE GREAT OPTIONS
Bank Of America
Bank of America Travel Rewards Credit Card
4.5
NO FEEAnnual Fee:$0
Welcome Bonus:25,000 points ($250 value) after...
REWARDS
1.5X points on all purchases, 3X through Bank of America Travel Center
Barclays
AAdvantage® Aviator® Red World Elite Mastercard®
4.5
Annual Fee:$99
Welcome Bonus:50,000 AAdvantage bonus miles (no...
REWARDS
2x miles on American Airlines, 1x everywhere else
Barclays
JetBlue Plus Card
4.5
Annual Fee:$99
Welcome Bonus:60,000 bonus points after $1,000...
REWARDS
6x on JetBlue, 2x on dining/groceries, 1x everywhere else
Capital One
Capital One Venture Rewards Credit Card
4.5
Annual Fee:$95
Welcome Bonus:75,000 bonus miles ($750 in...
REWARDS
2X miles on everything, 5X on Capital One Travel
Capital One
Capital One VentureOne Rewards Credit Card
4.5
NO FEEAnnual Fee:$0
Welcome Bonus:20,000 bonus miles + $100...
REWARDS
1.25X miles on everything, 5X on Capital One Travel
Chase
Chase Sapphire Preferred® Card
4.5
Annual Fee:$95
Welcome Bonus:75,000 points after $5,000 spend...
REWARDS
5X Chase Travel + 3X dining/streaming + 2X travel + 1X everything else
Citi
Citi Strata Premier® Card
4.5
Annual Fee:$95 (no first-year waiver)
Welcome Bonus:60,000 ThankYou Points after $4,000...
REWARDS
3X points on gas, groceries, restaurants, air travel, hotels; 1X on all else
Citi
Citi Rewards+® Card
4.5
NO FEEAnnual Fee:$0
Welcome Bonus:20,000 ThankYou Points after $1,500...
REWARDS
2X points at supermarkets and gas (up to $6,000/year), 1X on all else
Us Bank
U.S. Bank Altitude® Go Visa Signature® Card
4.5
NO FEEAnnual Fee:$0
Welcome Bonus:20,000 points after $1,000 spend...
REWARDS
4X dining (up to $2,000/quarter), 2X streaming/grocery/gas, 1X everything else
Wells Fargo
Wells Fargo Autograph℠ Card
4.5
NO FEEAnnual Fee:$0
Welcome Bonus:20,000 points ($200 value) after...
REWARDS
3X points on 6 categories, 1X on everything else
What to Consider
How do I choose the right travel rewards card?▼
Consider your spending habits, credit score, and financial goals. Look at the rewards structure, annual fees, and additional benefits to find the best match for your needs.
What credit score do I need?▼
Most travel rewards cards require good to excellent credit (670+). However, some cards are available for those building or rebuilding credit. Check each card's requirements before applying.
Are annual fees worth it?▼
It depends on how you use the card. Cards with annual fees often offer higher rewards rates and premium benefits. Calculate if the rewards and perks you'll use outweigh the fee.
Ready to Apply?
Compare all travel rewards cards or explore other categories to find your perfect match.