Best Travel Rewards
Get points for flights, hotels, and more. Here are our top picks for 2025.
OUR TOP PICK
American Express
Delta SkyMiles® Blue American Express Card
ANNUAL FEE
$0
APR
19.74%–28.74% variable
WELCOME BONUS
10,000 bonus miles after $1,000 spend in 6 months
REWARDS
2X miles on Delta purchases & restaurants, 1X on everything else
WHY WE LOVE IT
- ✓No annual fee makes it a zero-cost option for earning Delta miles
- ✓2X earning on restaurants worldwide is competitive
- ✓2X on Delta purchases helps accumulate miles for flights
- ✓20% savings on eligible in-flight purchases
- ✓No foreign transaction fees for international travel
- ✓Welcome bonus with achievable spending requirement
- ✓Purchase protection and extended warranty included
- ✓Miles never expire with account activity
MORE GREAT OPTIONS
American Express
Delta SkyMiles® Gold American Express Card
Annual Fee:$0 introductory first year, then $150
Welcome Bonus:50,000 bonus miles after $2,000...
REWARDS
2X miles on Delta, restaurants & supermarkets, 1X on everything else
American Express
Delta SkyMiles® Platinum American Express Card
Annual Fee:$350
Welcome Bonus:60,000–90,000 bonus miles (offers vary)...
REWARDS
3X miles on Delta & hotels, 2X on restaurants & supermarkets, 1X on everything else
American Express
Delta SkyMiles® Reserve American Express Card
Annual Fee:$650
Welcome Bonus:125,000 bonus miles after $6,000...
REWARDS
3X miles on Delta, 1X on everything else
American Express
American Express® Green Card
Annual Fee:$150
Welcome Bonus:40,000 Membership Rewards points after...
REWARDS
3X points on travel, restaurants & transit, 1X on everything else
American Express
The Hilton Honors American Express Aspire Card
Annual Fee:$550
Welcome Bonus:175,000 bonus points after $6,000...
REWARDS
14X points at Hilton, 7X on flights/car rentals/restaurants, 3X on everything else
American Express
Hilton Honors American Express Surpass® Card
Annual Fee:$150
Welcome Bonus:155,000 bonus points after $3,000...
REWARDS
12X points at Hilton, 6X at restaurants/gas/supermarkets, 3X on everything else
American Express
Hilton Honors American Express Card
NO FEE
Annual Fee:$0
Welcome Bonus:100,000 bonus points after $2,000...
REWARDS
7X points at Hilton, 5X at restaurants/supermarkets/gas, 3X on everything else
American Express
Marriott Bonvoy Brilliant® American Express® Card
Annual Fee:$650
Welcome Bonus:100,000 bonus points after $6,000...
REWARDS
6X points at Marriott, 3X on restaurants & flights, 2X on everything else
American Express
Marriott Bonvoy Bevy™ American Express® Card
Annual Fee:$250
Welcome Bonus:85,000 bonus points after $5,000...
REWARDS
6X points at Marriott, 4X at restaurants/supermarkets (up to $15K/year), 2X on everything else
Barclays
Barclays Barnes & Noble Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:$25 Barnes & Noble gift...
REWARDS
5% back at B&N, 1x points everywhere else
Barclays
Barclays Breeze Easy Card
Annual Fee:$89
Welcome Bonus:Up to 40,000 BreezePoints after...
REWARDS
Up to 10x on Breeze purchases, points on everyday spending
Barclays
Barclays Capital Vacations World Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:3-night Capital Vacations Resort Stay...
REWARDS
5x on Capital Vacations, 2x on travel, 1x everywhere else
Barclays
Barclays Carnival Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:Up to 30,000 bonus points...
REWARDS
2x on Carnival cruises, 1x everywhere else
Barclays
Barclays Emirates Skywards Premium Card
Annual Fee:$499
Welcome Bonus:50,000 Skywards Miles after $3,000...
REWARDS
3x on Emirates, 2x on travel, 1x everywhere else
Barclays
Barclays Emirates Skywards Rewards Card
Annual Fee:$99
Welcome Bonus:40,000 Skywards Miles after $3,000...
REWARDS
3x on Emirates, 2x on travel, 1x everywhere else
Barclays
Barclays Frontier Airlines World Mastercard
Annual Fee:$99
Welcome Bonus:Up to 60,000 travel miles...
REWARDS
Up to 15x on Frontier (5x card + 10x member), 3x dining, 1x everywhere else
Barclays
Barclays GM Business Card
NO FEE
Annual Fee:$0
Welcome Bonus:100,000 points after $5,000 spend...
REWARDS
7x on GM purchases, 3x on everything else
Barclays
Barclays GM Rewards Card
NO FEE
Annual Fee:$0
Welcome Bonus:30,000 bonus points after $1,000...
REWARDS
Up to 10x on GM purchases, 3x everywhere else
Barclays
Barclays Hawaiian Airlines World Elite Mastercard
Annual Fee:$99
Welcome Bonus:Up to 80,000 HawaiianMiles (tiered:...
REWARDS
Miles on Hawaiian flights and everyday purchases
Barclays
Barclays JetBlue Card
NO FEE
Annual Fee:$0
Welcome Bonus:10,000 bonus points after $1,000...
REWARDS
3x on JetBlue, 1x everywhere else
Barclays
Barclays JetBlue Premier Card
Annual Fee:$499 ($150 per authorized user)
Welcome Bonus:70,000 points + 5 Mosaic...
REWARDS
6x on JetBlue/Paisly, 2x restaurants/grocery, 1x everything else
Barclays
Barclays Miles & More Credit Card
Annual Fee:$89 (waived for Senator/HON Circle members)
Welcome Bonus:Up to 70,000 miles (50K...
REWARDS
2x miles on Lufthansa/partners, 1x everywhere else
Barclays
Barclays RCI Elite Rewards Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:5,000 bonus rewards + $250...
REWARDS
5x on RCI fees, 2x on travel, 1x everywhere else
Barclays
Barclays Wyndham Rewards Earner Plus Card
Annual Fee:$75
Welcome Bonus:45,000 bonus points after $1,000...
REWARDS
6x on Wyndham/gas, 4x dining/grocery, 1x everything else
Barclays
Barclays Wyndham Rewards Earner Card
NO FEE
Annual Fee:$0
Welcome Bonus:30,000 bonus points after $1,000...
REWARDS
5x on gas/Wyndham hotels, 2x dining/grocery, 1x everything else
Barclays
Barclays Xbox Mastercard
NO FEE
Annual Fee:$0
Welcome Bonus:5,000 card points ($50) after...
REWARDS
5x Microsoft Store, 3x streaming/dining delivery, 1x everywhere else
Capital One
Capital One Venture Rewards Credit Card
Annual Fee:$95
Welcome Bonus:75,000 bonus miles after $4,000...
REWARDS
2x miles on everything, 5x on hotels/rentals through Capital One Travel
Capital One
Capital One VentureOne Rewards Credit Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 bonus miles after $500...
REWARDS
1.25x miles on everything, 5x on hotels/rentals through Capital One Travel
American Express
American Express® Gold Card
Annual Fee:$325
Welcome Bonus:Up to 100,000 Membership Rewards...
REWARDS
4X points on dining & supermarkets, 3X on flights, 1X on everything else
Bank Of America
Bank of America Travel Rewards Credit Card
NO FEE
Annual Fee:$0
Welcome Bonus:25,000 points ($250 value) after...
REWARDS
1.5X points on all purchases, 3X through Bank of America Travel Center
Barclays
AAdvantage® Aviator® Red World Elite Mastercard®
Annual Fee:$99
Welcome Bonus:50,000 AAdvantage bonus miles (no...
REWARDS
2x miles on American Airlines, 1x everywhere else
Barclays
Barclays JetBlue Plus Card
Annual Fee:$99
Welcome Bonus:60,000 bonus points after $1,000...
REWARDS
6x on JetBlue, 2x on dining/groceries, 1x everywhere else
Capital One
Capital One Venture Rewards Credit Card
Annual Fee:$95
Welcome Bonus:75,000 bonus miles ($750 in...
REWARDS
2X miles on everything, 5X on Capital One Travel
Capital One
Capital One VentureOne Rewards Credit Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 bonus miles + $100...
REWARDS
1.25X miles on everything, 5X on Capital One Travel
Chase
Chase Sapphire Preferred® Card
Annual Fee:$95
Welcome Bonus:75,000 points after $5,000 spend...
REWARDS
5X Chase Travel + 3X dining/streaming + 2X travel + 1X everything else
Citi
Citi Strata Premier® Card
Annual Fee:$95 (no first-year waiver)
Welcome Bonus:60,000 ThankYou Points after $4,000...
REWARDS
3X points on gas, groceries, restaurants, air travel, hotels; 1X on all else
Citi
Citi Rewards+® Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 ThankYou Points after $1,500...
REWARDS
2X points at supermarkets and gas (up to $6,000/year), 1X on all else
Us Bank
U.S. Bank Altitude® Go Visa Signature® Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 points after $1,000 spend...
REWARDS
4X dining (up to $2,000/quarter), 2X streaming/grocery/gas, 1X everything else
Wells Fargo
Wells Fargo Autograph℠ Card
NO FEE
Annual Fee:$0
Welcome Bonus:20,000 points ($200 value) after...
REWARDS
3X points on 6 categories, 1X on everything else
What to Consider
How do I choose the right travel rewards card?▼
Consider your spending habits, credit score, and financial goals. Look at the rewards structure, annual fees, and additional benefits to find the best match for your needs.
What credit score do I need?▼
Most travel rewards cards require good to excellent credit (670+). However, some cards are available for those building or rebuilding credit. Check each card's requirements before applying.
Are annual fees worth it?▼
It depends on how you use the card. Cards with annual fees often offer higher rewards rates and premium benefits. Calculate if the rewards and perks you'll use outweigh the fee.
Ready to Apply?
Compare all travel rewards cards or explore other categories to find your perfect match.