JetBlue Plus Card

Quick Snapshot

• Annual Fee: $99
• APR: 20.24%–29.99% variable
• Rewards: 6x on JetBlue, 2x on dining/groceries, 1x everywhere else
• Bonus: 60,000 bonus points after $1,000 spend
• Best For: Frequent JetBlue flyers, families, vacation travelers
• Credit Needed: Good to Excellent (690+)

Overview

The JetBlue Plus Card is a solid mid-tier travel card for frequent JetBlue flyers. With an accelerated earning rate on JetBlue purchases, dining, and groceries, plus valuable perks like free checked bags, inflight discounts, and an annual $100 JetBlue Vacations credit, this card can easily offset its $99 annual fee for those who fly JetBlue regularly.

Whether you're planning family vacations to Caribbean destinations or frequent business trips along the East Coast, this card rewards your JetBlue loyalty with both points and practical travel benefits.

APR Breakdown

• Purchase APR: 20.24%–29.99% variable
• Balance Transfer APR: 0% intro APR for 12 months on balance transfers made within 45 days of account opening, then 20.24%–29.99% variable
• Cash Advance APR: 29.99% variable
• Penalty APR: None specified
• Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater

Note: Take advantage of the 12-month 0% intro APR on balance transfers if consolidating debt. Standard APR is typical for airline rewards cards.

Benefits Overview

Travel Benefits

• Free first checked bag for you and up to 3 companions on same reservation (saves $35+ per bag per flight)
• 50% discount on eligible inflight food and beverage purchases
• $100 annual statement credit for JetBlue Vacations packages ($100+)
• 5,000 bonus points every account anniversary (worth ~$50)
• Get 10% of points back on JetBlue Award Flights
• No foreign transaction fees
• Trip cancellation/interruption insurance
• Trip delay insurance (12+ hours or overnight stay)
• Baggage delay insurance (6+ hours)
• Auto rental collision damage waiver (secondary coverage)

Everyday Benefits

• Purchase protection against damage or theft
• Extended warranty protection (adds 1 year)
• Points never expire while account is open and in good standing
• Zero fraud liability protection
• 24/7 customer service

Lifestyle Benefits

• No blackout dates on award flights
• Redeem points for JetBlue flights and vacation packages
• Access to exclusive cardholder offers and promotions

Rewards & Earning Structure

• 6x points per dollar on JetBlue purchases (flights, vacation packages, extras)
• 2x points per dollar at restaurants and eligible grocery stores
• 1x point per dollar on all other purchases
• 10% points back on JetBlue-operated Award Flights
• No caps or limits on points earned
• Points never expire as long as account is open and in good standing
• Redemption: JetBlue flights with no blackout dates, vacation packages

JetBlue TrueBlue points are valued at approximately 1 cent per point, making the 6x earning rate on JetBlue purchases equivalent to 6% back.

Welcome Bonus

Earn 60,000 bonus points after spending $1,000 on purchases and paying the annual fee, both within the first 90 days of account opening.

60,000 points can be redeemed for approximately $600 in JetBlue flights, easily covering multiple domestic flights or a round-trip to the Caribbean. This bonus alone can cover multiple years of annual fees.

Fees Summary

• Annual Fee: $99 (not waived first year)
• Foreign Transaction Fee: $0
• Balance Transfer Fee: Either $5 or 5% of the amount transferred, whichever is greater
• Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
• Late Payment Fee: Up to $40
• Returned Payment Fee: Up to $40

Who This Card Is Best For

Ideal For

• Frequent JetBlue flyers who fly 2+ times per year
• East Coast travelers (JetBlue's primary markets)
• Families traveling together (free bags for up to 3 companions)
• Caribbean vacation enthusiasts (JetBlue has extensive Caribbean network)
• Dining and grocery spenders who want 2x on everyday categories
• Those seeking simple airline rewards without transfer complexity

Not Good For

• Infrequent travelers who won't maximize perks
• West Coast flyers (limited JetBlue service outside Northeast/Florida)
• Premium rewards maximizers (1x on general purchases is modest)
• Those wanting flexible transfer partners (points only redeem with JetBlue)
• Balance carriers (high APR makes carrying balances expensive)
• Those needing intro 0% on purchases (only available on balance transfers)

Key Pros & Cons

Pros

• Strong 6x earning rate on JetBlue purchases (equivalent to 6% back)
• 2x points on dining and grocery stores (valuable everyday categories)
• Free first checked bag for you and up to 3 companions (saves $140+ per round trip for families)
• 50% discount on eligible inflight food and beverage purchases
• $100 annual statement credit for JetBlue Vacations packages
• 5,000 bonus points every account anniversary (worth ~$50)
• Get 10% of points back when redeeming for JetBlue Award Flights
• No blackout dates on award flight redemptions
• 0% intro APR for 12 months on balance transfers
• No foreign transaction fees

Cons

• $99 annual fee not waived first year
• Limited value if you don't fly JetBlue regularly
• Points can only be redeemed for JetBlue flights and vacation packages (no transfer partners)
• High variable APR (20.24%–29.99%) if carrying a balance
• Grocery store 2x earning limited to eligible stores (not all grocers qualify)
• $100 vacation credit requires booking a package (not just flights)
• Basic 1x earning rate on non-bonus purchases
• JetBlue route network limited compared to major carriers

Alternatives to Consider

How the Rewards Add Up

Example Annual Value

Assuming you fly JetBlue 3 times per year and spend $12,000 annually:

First Year Total Value: $1,250
Ongoing Annual Value: $650

Minus $99 annual fee = $551 net annual value (after first year)

The free checked bags and vacation credit alone nearly cover the annual fee, while the 60,000-point welcome bonus provides exceptional first-year value.

Should You Get This Card?

You Should Get It If...

• You fly JetBlue at least 2–3 times per year
• You travel with family/companions and value free checked bags
• You spend significantly on dining and groceries (maximize 2x earning)
• You're planning a JetBlue vacation package (get $100 credit)
• You live in or frequently travel to JetBlue's hub cities (Boston, New York, Fort Lauderdale)
• You want straightforward airline rewards without transfer complexity
• You value the 50% inflight discount on food and drinks

You Should Skip It If...

• You rarely fly JetBlue or prefer other airlines
• You want flexible travel rewards that transfer to multiple partners
• You're looking for a no-annual-fee option
• You need extensive route coverage beyond JetBlue's network
• You carry balances month-to-month (20–30% APR is expensive)
• You want higher earning rates on everyday purchases (1x is basic)
• You prefer premium airline cards with lounge access

Apply Now

Apply for JetBlue Plus Card

Information accurate as of December 2025. Terms and conditions apply. Please visit the issuer's website for the most current information.