Barclays JetBlue Card

Quick Snapshot

• Annual Fee: $0
• APR: 20.24%–29.99% variable
• Rewards: 3x on JetBlue, 1x everywhere else
• Bonus: 10,000 bonus points after $1,000 spend in 90 days
• Best For: Occasional JetBlue flyers, no-fee airline rewards
• Credit Needed: Good to Excellent (690+)

Overview

The JetBlue Card is a no annual fee entry-level airline credit card designed for occasional JetBlue flyers who want to earn TrueBlue points without paying an annual fee. While it lacks the premium perks of its Plus and Premier siblings, this card offers straightforward earning and a modest welcome bonus that makes it an accessible option for those building JetBlue loyalty.

With 3x points on all JetBlue purchases and 1x on everything else, this card keeps rewards simple. You won't get free checked bags or lounge access, but you also won't pay $99 or $499 annually. For light travelers who fly JetBlue once or twice a year, this no-fee card provides a way to accumulate points for future flights without the commitment of an annual fee card.

APR Breakdown

• Purchase APR: 20.24%–29.99% variable
• Balance Transfer APR: 0% intro APR for 12 months on balance transfers made within 45 days of account opening, then 20.24%–29.99% variable
• Cash Advance APR: 29.99% variable
• Penalty APR: None specified
• Balance Transfer Fee: Either $5 or 5% of the amount of each transfer, whichever is greater

Note: Standard APR for airline rewards cards. The 12-month 0% intro period on balance transfers provides debt consolidation value while earning travel rewards.

Benefits Overview

Travel Benefits

• 3x TrueBlue points on JetBlue purchases (flights, vacation packages, extras)
• Get 10% of points back on JetBlue Award Flights
• No foreign transaction fees
• Trip cancellation/interruption insurance
• Trip delay insurance (12+ hours or overnight stay)
• Baggage delay insurance (6+ hours)
• Auto rental collision damage waiver (secondary coverage)

Everyday Benefits

• Purchase protection against damage or theft
• Extended warranty protection (adds 1 year)
• Points never expire while account is open and in good standing
• Zero fraud liability protection
• 24/7 customer service

Lifestyle Benefits

• No blackout dates on award flights
• Redeem points for JetBlue flights and vacation packages
• Access to exclusive cardholder offers and promotions

Rewards & Earning Structure

• 3x points per dollar on JetBlue purchases (flights, vacation packages, extras)
• 1x point per dollar on all other purchases
• 10% points back on JetBlue-operated Award Flights
• No caps or limits on points earned
• Points never expire as long as account is open and in good standing
• Redemption: JetBlue flights with no blackout dates, vacation packages

JetBlue TrueBlue points are valued at approximately 1 cent per point, making the 3x earning rate on JetBlue purchases equivalent to 3% back.

Welcome Bonus

Earn 10,000 bonus points after spending $1,000 on purchases within the first 90 days of account opening.

10,000 points can be redeemed for approximately $100 in JetBlue flights, enough to offset short domestic flights or contribute toward a larger trip. While modest compared to annual fee cards, this bonus requires no upfront cost.

Fees Summary

• Annual Fee: $0
• Foreign Transaction Fee: $0
• Balance Transfer Fee: Either $5 or 5% of the amount transferred, whichever is greater
• Cash Advance Fee: Either $10 or 5% of the amount, whichever is greater
• Late Payment Fee: Up to $40
• Returned Payment Fee: Up to $40

Who This Card Is Best For

Ideal For

• Occasional JetBlue flyers who fly 1-2 times per year
• Students and young travelers building credit with no annual fee
• Those testing JetBlue loyalty before committing to an annual fee card
• Budget travelers who want airline rewards without paying for perks they won't use
• East Coast residents in JetBlue markets who fly occasionally
• Balance transfer seekers who also want to earn travel rewards

Not Good For

• Frequent JetBlue flyers who would benefit from Plus or Premier perks
• Families checking bags (no free bag benefit—upgrade to Plus for this)
• Those seeking premium travel benefits like lounge access
• High spenders wanting elevated earning on everyday categories
• Those wanting flexible transfer partners (points only redeem with JetBlue)
• Balance carriers (high APR makes carrying balances expensive)

Key Pros & Cons

Pros

• No annual fee makes it accessible for long-term use
• Solid 3x earning rate on JetBlue purchases (equivalent to 3% back)
• 10,000-point welcome bonus with reasonable $1,000 spend requirement
• Get 10% of points back when redeeming for JetBlue Award Flights
• No blackout dates on award flight redemptions
• 0% intro APR for 12 months on balance transfers
• No foreign transaction fees
• Standard travel protections (trip delay, baggage delay, rental car coverage)
• Points never expire while account is open

Cons

• Modest 1x earning rate on non-JetBlue purchases
• No free checked bags (must pay standard $35+ per bag)
• No inflight discounts or priority boarding
• No annual vacation credit or anniversary bonus
• Points can only be redeemed for JetBlue flights and vacation packages (no transfer partners)
• High variable APR (20.24%–29.99%) if carrying a balance
• Welcome bonus lower than Plus ($99 fee) and Premier ($499 fee) cards
• Limited value if you don't fly JetBlue regularly

Alternatives to Consider

Card	Best For	Annual Fee	Rewards	Welcome Bonus
JetBlue Plus Card	Frequent JetBlue flyers	$99	6x on JetBlue, 2x dining/groceries	60,000 points
Capital One VentureOne	No annual fee travel rewards	$0	1.25x–5x on hotels	20,000 miles
Wells Fargo Autograph	No annual fee with 3x categories	$0	3x travel/dining/gas/transit	20,000 points
Bank of America Travel Rewards	Simple 1.5x on everything	$0	1.5x on everything	25,000 points

How the Rewards Add Up

Example Annual Value

Assuming you fly JetBlue twice per year and spend $12,000 annually:

Category	Annual Spend	Reward Rate	Earned Value
JetBlue flights	$800	3x points	2,400 points ($24)
All other purchases	$11,200	1x points	11,200 points ($112)
Welcome bonus (first year)	—	—	10,000 points ($100)

First Year Total Value: $236
Ongoing Annual Value: $136

With no annual fee, you keep 100% of the value earned. While the absolute returns are modest, this card is ideal for occasional travelers who want JetBlue points without ongoing costs.

Should You Get This Card?

You Should Get It If...

• You fly JetBlue 1-2 times per year and want to earn points without an annual fee
• You're new to JetBlue loyalty and want to test the program
• You're a student or budget traveler who doesn't need checked bag benefits
• You want a no-fee card for occasional airline purchases
• You're looking for 0% balance transfer intro period while earning travel rewards
• You live in JetBlue markets but fly infrequently
• You prefer simplicity and no annual commitment

You Should Skip It If...

• You fly JetBlue 3+ times per year (upgrade to Plus for better perks and bonus)
• You travel with family and need free checked bags
• You want higher earning rates on everyday categories beyond 1x
• You prefer flexible travel rewards that transfer to multiple airlines
• You're seeking premium benefits like lounge access (consider Premier)
• You carry balances month-to-month (20–30% APR is expensive)
• You rarely fly JetBlue at all

Apply Now

Apply for JetBlue Card

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Information accurate as of December 2025. Terms and conditions apply. Please visit the issuer's website for the most current information.