JetBlue Plus Card
Is the Fee Worth It?
Based on $1,500/mo average spend
Worth it if you spend more than ~$590/month. You come out $153 ahead at $1,500/mo.
JetBlue Plus Card
Quick Snapshot
- Annual Fee: $99
- APR: 21.49%-29.49% variable
- Rewards: 6X TrueBlue points on JetBlue; 2X on dining & groceries; 1X everywhere else
- Bonus: Earn 80,000 bonus TrueBlue points after spending $1,000 in the first 90 days
- Best For: Regular JetBlue flyers who want free checked bags and accelerated TrueBlue earning
- Credit Needed: Good to Excellent (670-850)
Overview
The JetBlue Plus Card is the mid-tier option in Barclays' JetBlue card lineup, and it hits a sweet spot for regular JetBlue travelers. You earn an impressive 6X points on JetBlue purchases, 2X on dining and groceries, and 1X on everything else.
The standout perk is the free first checked bag for you and up to three companions on the same reservation. For a family of four, that is $280 saved per round trip. Combined with the 80,000-point welcome bonus, the first-year value far exceeds the $99 annual fee.
Cardholders also receive a 10% points rebate on award flights, 50% off in-flight purchases, and faster progress toward JetBlue Mosaic status. This card delivers meaningful value for anyone flying JetBlue more than twice per year.
APR Breakdown
- Purchase APR: 21.49%-29.49% variable
- Balance Transfer APR: 21.49%-29.49% variable
- Cash Advance APR: 29.99% variable
- Penalty APR: Up to 29.99% variable
Note: Variable APR based on creditworthiness and the Prime Rate. Maximize rewards value by paying your statement balance in full each month.
Benefits Overview
Checked Bag Benefit
- First checked bag free for you and up to 3 companions on the same JetBlue reservation
- Saves $35 per bag per direction -- up to $280 for a family of 4 on a round trip
- Benefit applies on domestic and international JetBlue itineraries
Points Earning
- 6X TrueBlue points on JetBlue purchases
- 2X TrueBlue points at restaurants and grocery stores
- 1X TrueBlue point per dollar on all other purchases
- Points never expire
JetBlue Perks
- 10% points rebate when you redeem for JetBlue award flights
- 50% savings on eligible JetBlue in-flight purchases
- 5,000 bonus points after your JetBlue cardmember anniversary each year
- Faster progress toward Mosaic status
Rewards & Points
- 6X TrueBlue points on JetBlue purchases
- 2X TrueBlue points on dining and grocery stores
- 1X TrueBlue point per dollar on all other purchases
The 6X rate on JetBlue is among the highest co-brand airline earning rates in the market. Combined with the 10% rebate on award redemptions, each JetBlue dollar effectively earns closer to 6.6X.
Welcome Bonus
Earn 80,000 bonus TrueBlue points after spending $1,000 within the first 90 days of opening your account. At an average TrueBlue value of 1.3 cents per point, these 80,000 points are worth approximately $1,040 in JetBlue flights -- easily justifying the $99 annual fee many times over.
Fees Summary
- Annual Fee: $99
- Foreign Transaction Fee: None
- Balance Transfer Fee: 5% (min $10)
- Cash Advance Fee: 5% (min $10)
- Late Payment Fee: Up to $41
Who This Card Is Best For
Ideal For
- Regular JetBlue Travelers who fly JetBlue 3 or more times per year and want free checked bags
- Families who travel together on JetBlue and save hundreds per trip on checked bags
- Points Maximizers who want 6X on JetBlue purchases and a pathway toward Mosaic status
Not Good For
- Infrequent JetBlue Flyers who fly JetBlue once a year or less and cannot offset the $99 annual fee
- Solo Carry-On Travelers who never check bags and do not need the primary checked bag benefit
- Flexible Points Collectors who prefer transferable currencies like Chase, Amex, or Capital One points
Key Pros & Cons
Pros
- Generous 80,000-point welcome bonus worth over $1,000 in flights
- 6X TrueBlue points on JetBlue purchases -- among the highest airline card earn rates
- Free first checked bag for you and up to 3 companions on the same booking
- 2X points on dining and groceries for everyday earning
- 5,000 anniversary bonus points each year
- 10% points rebate on JetBlue award redemptions
- 50% off in-flight purchases
- No foreign transaction fees
- TrueBlue points never expire
- Helps build progress toward JetBlue Mosaic status
Cons
- $99 annual fee is not waived the first year
- Points are locked into the JetBlue ecosystem
- 1X on non-category spending is below average for a $99 card
- No airport lounge access
- JetBlue's route network is more limited than legacy carriers
- No trip delay or cancellation insurance included
- Must fly JetBlue regularly to get full value
Alternatives to Consider
| Card | Best For | Annual Fee | Rewards | Credit Needed |
|---|---|---|---|---|
| JetBlue Premier Card | Mosaic status boost and premium perks | $199 | 8X JetBlue, 3X dining/groceries | Good to Excellent |
| JetBlue Card | No annual fee JetBlue earning | $0 | 3X JetBlue, 2X dining/groceries | Good to Excellent |
| Southwest Rapid Rewards Priority | Southwest frequent flyers wanting similar perks | $149 | 3X Southwest, 2X transit/internet | Good to Excellent |
How the Rewards Add Up
Example Annual Value
| Category | Annual Spend | Reward Rate | Earned | Value |
|---|---|---|---|---|
| JetBlue Flights | $2,000 | 6X | 12,000 pts | $156 |
| Dining | $4,800 | 2X | 9,600 pts | $125 |
| Groceries | $6,000 | 2X | 12,000 pts | $156 |
| Checked Bags Saved | 3 round trips | $35/bag | 6 bags free | $210 |
| Anniversary Bonus | -- | -- | 5,000 pts | $65 |
Annual value exceeds $600 for a regular JetBlue traveler, easily justifying the $99 fee. First-year value with the welcome bonus can surpass $1,700.
Should You Get This Card?
You Should Get It If...
- You fly JetBlue 3 or more times per year
- You typically check a bag when traveling
- You travel with family members on JetBlue and want the companion checked bag benefit
- You want an 80,000-point bonus that is easy to earn with low minimum spend
- You spend significantly on dining and groceries
- You are working toward JetBlue Mosaic status
You Should Skip It If...
- You fly JetBlue fewer than twice per year
- You always fly carry-on only
- You prefer transferable points over a single-airline currency
- You want airport lounge access from your card
- You primarily fly airlines other than JetBlue
Apply Now
Information accurate as of May 2026. Terms and conditions apply. Please visit the issuer's website for the most current information.
Ready to Apply for JetBlue Plus Card?
Get started with your secure application on Barclays's website. Takes about 60 seconds.
