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Credit Card Payoff Calculator
See exactly how long it will take to pay off your credit card debt and how much you'll pay in interest.
💳 Credit Card Payoff Calculator
See how long it will take to pay off your credit card and how much you'll pay in interest.
How This Calculator Works
This calculator helps you understand the true cost of credit card debt. Enter your current balance, APR, and planned monthly payment to see:
- How many months until you're debt-free
- Total amount you'll pay (principal + interest)
- Total interest charges over the life of the debt
- Whether your payment covers more than just interest
💡 Pro Tip: Paying even $50 more per month can save you hundreds in interest and months of payments!
💡 Quick Tips
- •Pay more than the minimum to save on interest
- •Consider a balance transfer to 0% APR
- •Stop using the card while paying it off
- •Set up autopay to never miss a payment