Bank of America Credit Cards
24 cards reviewed and ranked by our editorial team.
#1
Bank of America® Customized Cash Rewards for Students
4.0/5
Fee: $0
Rewards: 3% in your choice category, 2% grocery, 1% everything else
Bonus: $200 online cash rewards bonus after $1,000 in purchases in 90 days
#2
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
4.0/5
Fee: $0
Rewards: 5X on prepaid hotels and car rentals through the Travel Center, 3% on gas stations, office supply stores, cell phone service providers, and restaurants, 1% on everything else
Bonus: Earn $500 cash back after spending $4,500 in the first 5 months
#3
U.S. Bank Smartly® Visa Signature®
3.7/5
Fee: $0
Rewards: 4% cash back on one category you choose, 2% unlimited on everything else
Bonus: Earn $250 bonus after spending $1,000 in the first 3 months
#4
Bank of America® Customized Cash Rewards
3.6/5
Fee: $0
Rewards: 3% in your choice category, 2% grocery, 1% everything else
Bonus: $200 online cash rewards bonus after $1,000 in purchases in 90 days
#5
U.S. Bank Cash+® Visa Signature®
3.6/5
Fee: $0
Rewards: 5% cash back on two categories you choose ($2,000 combined quarterly cap), 2% on one category you choose, 1% on everything else
Bonus: Earn $200 bonus after spending $1,000 in the first 4 months
#6
U.S. Bank Shopper Cash Rewards Visa Signature®
3.6/5
Fee: $0
Rewards: 6% cash back at two retailers you choose, 3% at one retailer you choose, 2% at grocery stores and gas stations, 1% on everything else
Bonus: Earn $200 bonus after spending $1,000 in the first 4 months
#7
U.S. Bank Shield™ Visa® Card
3.6/5
Fee: $0
Rewards: 4% on travel booked through U.S. Bank Travel Rewards Center
Bonus: None
#8
Bank of America Customized Cash Rewards Credit Card
3.6/5
Fee: $0
Rewards: 6% cash back in choice category (first year), 3% thereafter, 2% groceries/wholesale clubs
Bonus: $200 after $1,000 spend in first 90 days
#9
Bank of America® Travel Rewards
3.4/5
Fee: $0
Rewards: Unlimited 1.5 points per $1 on all purchases
Bonus: 25,000 bonus points after $1,000 in purchases in 90 days
#10
Bank of America® Unlimited Cash Rewards for Students
3.4/5
Fee: $0
Rewards: Unlimited 1.5% cash back on all purchases
Bonus: $200 online cash rewards bonus after $1,000 in purchases in 90 days
#11
U.S. Bank Altitude® Connect Visa Signature®
3.4/5
Fee: $0
Rewards: 5X on hotels and car rentals booked in the Travel Center, 4X on travel, gas stations, and EV charging, 2X on grocery, dining, and streaming, 1X on everything else
Bonus: Earn 50,000 bonus points after spending $2,000 in the first 4 months
#12
U.S. Bank Altitude® Go Visa Signature®
3.4/5
Fee: $0
Rewards: 4X on dining (up to $2,000/quarter), 2X on grocery, gas, and streaming, 1X on everything else
Bonus: Earn 25,000 bonus points after spending $1,000 in the first 3 months
#13
Bank of America Unlimited Cash Rewards Credit Card
3.4/5
Fee: $0
Rewards: 2% cash back on everything (first year), 1.5% thereafter
Bonus: $200 after $1,000 spend in first 90 days
#14
U.S. Bank Smartly™ Visa Signature® Card
3.2/5
Fee: $0
Rewards: 2% unlimited cash back (up to 4% with qualifying balances)
Bonus: None
#15
Bank of America® Unlimited Cash Rewards
3.1/5
Fee: $0
Rewards: Unlimited 1.5% cash back on every purchase
Bonus: $200 online cash rewards bonus after $1,000 in purchases in 90 days
#16
Alaska Airlines Visa® Business
3.0/5
Fee: $75
Rewards: 3x miles on Alaska Airlines and select business categories, 1x on everything else
Bonus: 75,000 bonus miles plus Alaska's Famous Companion Fare after $4,000 in 90 days
#17
Alaska Airlines Visa Signature®
3.0/5
Fee: $75
Rewards: 3x miles on Alaska Airlines, 2x on select categories, 1x on everything else
Bonus: 75,000 bonus miles plus Alaska's Famous Companion Fare after $3,000 in 90 days
#18
Bank of America® Premium Rewards®
3.0/5
Fee: $95
Rewards: 2 points per $1 on travel and dining, 1.5 points per $1 on everything else
Bonus: 60,000 bonus points after $4,000 in purchases in 90 days
#19
Bank of America Travel Rewards Credit Card
2.8/5
Fee: $0
Rewards: 1.5X points on all purchases, 3X through Bank of America Travel Center
Bonus: 25,000 points ($250 value) after $1,000 spend in first 90 days
#20
BankAmericard® Credit Card
2.7/5
Fee: $0
Rewards: None (balance transfer focus card)
Bonus: None
#21
U.S. Bank Altitude® Reserve Visa Infinite®
2.7/5
Fee: $400
Rewards: 5X points on prepaid hotels and car rentals booked through the Altitude Rewards Center, 3X on travel, dining, and mobile wallet purchases, 1X on everything else
Bonus: Earn 50,000 bonus points after spending $4,500 in the first 3 months
#22
U.S. Bank Shield™ Visa®
2.7/5
Fee: $0
Rewards: No traditional rewards program. $20 annual credit when you make purchases for 11 consecutive months.
Bonus: No traditional welcome bonus
#23
Bank of America Premium Rewards Credit Card
2.7/5
Fee: $95
Rewards: 2X points on travel/dining, 1.5X on everything else
Bonus: 60,000 points ($600 value) after $4,000 spend in first 90 days
#24
Bank of America® Premium Rewards® Elite
2.4/5
Fee: $550
Rewards: Unlimited 2 points per $1 on all purchases
Bonus: 75,000 bonus points after $5,000 in purchases in 90 days