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Chase Sapphire Preferred vs Amex Gold: Which Is Better in 2026?

Melvyn Kim
Founder & Editor · Published May 15, 2026
B.A. Economics

Our Verdict

Coming soon.

Chase Sapphire Preferred® Card

Chase

3.0/5
Annual Fee:$95
APR:21.49%-28.49% variable
Welcome Bonus: 75,000 bonus points after spending $5,000 in the first 3 months
Rewards: 5X Chase Travel, 3X dining/streaming, 2X other travel, 1X everything else

American Express® Gold Card

American Express

2.7/5
Annual Fee:$325
APR:21.24%-29.99% variable
Welcome Bonus: 60,000 Membership Rewards points after spending $6,000 in the first 6 months
Rewards: 4X at restaurants worldwide, 4X at US supermarkets (up to $25,000/yr), 3X on flights, 1X on everything else

Full comparison editorial coming soon.

FAQ

Which card is better?
See our detailed comparison above.